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The Financial Diaries:
How American Families Cope in a World of Uncertainty
Jonathan Morduch & Rachel Schneider

Book Description | Table of Contents
Introduction [in PDF format]

ADDITIONAL ENDORSEMENTS:

"This powerful book should change the way we think about economic opportunity in America. Two of the nation’s leading experts on consumer finance show how widespread and destructive economic instability has become, reaching from factory and fast-food workers into the ranks of the middle class. Rising costs and unsteady income not only strain families’ efforts to meet basic needs--and generate a heavy reliance on self-defeating coping strategies--but challenge their faith in the American Dream. This book is an urgent wake-up call, and a roadmap for equally urgent reform."--Darren Walker, President, Ford Foundation

"The Financial Diaries is an invaluable framework to understand why working-class families feel uneasy with their financial situations. It makes an important case for the distinction between illiquidity and insolvency, and why policy solutions for each may not be the same."--Elisabeth Jacobs, Washington Center for Equitable Growth

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File created: 3/23/2017

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